Category: Cost of Living
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Why Car Insurance Jumped (and How to Actually Shop It)
Car insurance prices are nearly flat over the past year, but the 2023-24 surge never rolled back. Why premiums jumped and how to shop them down.
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Gas Prices Heading Into Summer: What Actually Moves Them
Regular gas averages about $4.49 heading into Memorial Day, up from $2.80 in January. What drove the spike, what EIA expects this summer, and what moves the pump price.
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First-Time Homebuyer Programs That Still Exist in 2026
FHA loans at 3.5% down, zero-down VA and USDA mortgages, and state down-payment help are all still running in 2026. Who qualifies and where to apply.
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Grocery Prices Right Now: What’s Up and What’s Down, Item by Item
Eggs are down 39 percent while beef, coffee, and tomatoes climb. The new April CPI food tables, item by item, and where your grocery dollar goes furthest.
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The Utility Shut-Off Rules That Protect You (and Their Limits)
Every state limits when utilities can disconnect customers, from winter moratoriums to medical protections. What the rules cover, and what they never do.
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What to Do When Your Rent Goes Up: Rights, Negotiation, and Help
A rent increase notice is not the final word. Here is what landlords can and cannot do, how to negotiate, and where renters can find real help in 2026.
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How Mortgage Rates Get Set (and Where They Stand This Spring)
The 30-year mortgage averaged 6.30% the week ending April 30, 2026. Here is who actually sets that number, and what it means for a $300,000 loan.
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Why Your Homeowners Insurance Keeps Going Up
Treasury data covering 246 million policies shows premiums rose 8.7% faster than inflation, and high-risk ZIP codes pay 82% more. What drives it and how to shop.