Category: Taxes & the IRS
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Capital Gains When You Sell Your Home: The $250,000 Exclusion
Sell your main home and up to $250,000 of profit ($500,000 married) can be tax-free. The IRS ownership and use tests, the basis math, and the exceptions.
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What an IRS Notice Actually Means (and Which Ones Are Urgent)
Most IRS letters are routine, but a few carry real deadlines. How to decode the notice number, what CP2000 really means, and which letters demand action now.
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Owe the IRS? The Payment Plans, Compared
Short-term plans are free, long-term plans cost $22 to $178 to set up, and interest runs 6 percent. Every IRS payment plan compared, with the real costs.
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Social Security and Taxes: When Benefits Become Taxable
Up to 85 percent of Social Security can be taxable once combined income passes $25,000 or $32,000. How the formula works, plus the new $6,000 senior deduction.
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The Saver’s Credit: The Retirement Tax Break Most Eligible Workers Skip
The Saver’s Credit pays back up to $1,000 ($2,000 for couples) just for contributing to a 401(k) or IRA. Here are the 2026 income limits and how to claim it.
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Missed the April Tax Deadline? Your Options Right Now
Missed the April 15 filing deadline? What the IRS penalties actually cost, why filing now beats waiting, and how payment plans and abatement work.
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The 2026 Federal Tax Brackets, Explained in Plain English
Seven rates from 10% to 37%, a $16,100 standard deduction for singles, and a new $6,000 senior deduction. What the 2026 IRS numbers mean for your paycheck.