Category: Rule Changes
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RMDs at 73: What You Must Withdraw and How It’s Taxed
Required minimum distributions now start at 73. How the IRS calculates the amount, how it’s taxed, and the 25% penalty that drops to 10% if you fix it fast.
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Quarterly Estimated Taxes: What Happens If You Miss June 15
The second estimated tax payment of 2026 is due June 15. Missing it starts an interest meter, currently 6 percent, not a fine. Here is the math and the fixes.
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Inherited an IRA? The 10-Year Rule, Explained
Most people who inherit an IRA now must empty it within 10 years, and many owe annual withdrawals along the way. The rules, penalties, and exceptions.
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Free Tax Help Exists: VITA, TCE, and IRS Direct File
Direct File is gone this year, but free tax help is not. VITA, TCE, Free File up to $89,000 AGI, and MilTax still work, including for extension filers.
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What an IRS Notice Actually Means (and Which Ones Are Urgent)
Most IRS letters are routine, but a few carry real deadlines. How to decode the notice number, what CP2000 really means, and which letters demand action now.
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Owe the IRS? The Payment Plans, Compared
Short-term plans are free, long-term plans cost $22 to $178 to set up, and interest runs 6 percent. Every IRS payment plan compared, with the real costs.
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Missed the April Tax Deadline? Your Options Right Now
Missed the April 15 filing deadline? What the IRS penalties actually cost, why filing now beats waiting, and how payment plans and abatement work.
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The 2026 Federal Tax Brackets, Explained in Plain English
Seven rates from 10% to 37%, a $16,100 standard deduction for singles, and a new $6,000 senior deduction. What the 2026 IRS numbers mean for your paycheck.